The Best Retirement Plans for Small Businesses
On Tuesday, I gave some tips on improving your finances in 2015 by making simple changes to your retirement account. These solutions are also accessible to those of you who…
Tag: retirement
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How to Deal With Changes to Your 401k
My firm is going through a bit of transition at the moment. As one of the many changes that are coming, all employees just received notice that the company will… -
Five Essential Questions to Ask When Planning Your Retirement
Many of the most common questions that I get from young, married couples concern how to save for retirement. Saving for retirement, like getting married, seems like an adult thing… -
The Secret to Getting Around Roth IRA Income Limits
On Wednesday, I gave some options for a client who was over the Roth IRA income limits but had already contributed to his account. Despite the income limits to the… -
What Happens If You Contribute Too Much Money to Your IRA?
Can you feel it? Tax season is coming. I spent the majority of my workday yesterday organizing our preparation questionnaires so we can get to work shortly after the filing… -
The Best Retirement Plans for Small Businesses
On Tuesday, I gave some tips on improving your finances in 2015 by making simple changes to your retirement account. These solutions are also accessible to those of you who… -
Three Investing Goals that Should be at the Top of Your 2015 Resolutions
Happy Tuesday! I hope that you all had a wonderful holiday. The new year brings with it new resolutions. And if you’re like most people, improving your finances appears at… -
Reader Question: What do I do if I can’t benefit from a Traditional or Roth IRA?
I love getting reader questions. And I had a fantastic one over the weekend: “If one’s AGI is above the threshold for contribution to Roth IRA and for deduction of… -
Retirement 101: Will I have enough?
So this question presents the ultimate dilemma: will you have enough to retire and live the type of lifestyle that you want? A lot of us will answer “no” to… -
Retirement 101: Roth Contributions vs. Regular Contributions
I want to go back to a pretty important concept regarding the savings vehicles I have covered. I mentioned that you can choose accounts that allow you to contribute pre-tax… -
Retirement 101: Small Business Defined Contribution Plans
Now that you know about the bigger defined contribution plans, I want to focus on three specific accounts for small businesses with employees: the SEP IRA, SIMPLE IRA, and SIMPLE… -
Retirement 101: The Most Common Defined Contribution Plans
Yesterday, I covered the difference between a defined benefit plan and a defined contribution plan. Today, I explore the basics of the most common types of defined contribution plans. As… -
Five Foundational Elements of a Financial Plan
Now that I’ve finally discussed insurance planning, I have touched on all of the foundational elements of a comprehensive financial plan. And since I have scattered my choice of money…